Can I bring data over from Merit Aktiva?

Yes. Merit exports CSV and Vantnod imports CSV + SIE4. History and entries come along. We help with migration during the free trial.

Do Estonian accountants accept Vantnod?

Yes. The Codex view gives accountants role-based access with clear audit logs. For KMD, we produce a monthly summary PDF the accountant uses to file with EMTA.

Do you have Estonian banks?

Swedbank, SEB, LHV, and Luminor are connected via Enable Banking (PSD2-licensed). The 180-day PSD2 consent renews automatically.

Does Vantnod work for e-Residents?

Yes, it's one of our priority audiences. English UI, foreign-card billing, bank connection to Estonian banks. Many e-Residents also keep their documents in Vantnod.

Is the price really €29/mo?

Yes, on annual billing at the Entrepreneur tier. That covers unlimited invoicing, one bank connection, bookkeeping prep, and VAT handling. Payroll, multi-company, and team seats are on higher tiers.

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Comparison · Vantnod vs Merit Aktiva

Merit Aktiva makes bookkeeping reliable. Vantnod makes it legible.

Merit Aktiva is Estonia's accounting market veteran and there's a reason for that. But it's built as the accountant's workstation, not the operator's view. If you run an OÜ yourself or you're an e-Resident working remotely, you want a view that puts decisions in front of you, not a tool that assumes you already know the answer.

Ask for a switching plan See pricing

Pricing

Merit Aktiva price depends on modules and user count. The basic version is affordable but a realistic configuration for an active business climbs fast.

Vantnod Entrepreneur

€29/mo

Unlimited invoices and receipts
Bank connections (Swedbank, SEB, LHV, Luminor)
Noa AI + cash flow forecast included
Clear base price, services and add-ons stay visible

Merit Aktiva Cloud

from €15/mo + modules

Core bookkeeping included
Payroll, invoicing, inventory: add-on priced
User count limited
An active OÜ typically lands at €40–80/mo total

Vantnod's transparent total wins for active businesses. Merit is cheaper only in the base version without add-ons.

How switching would work

Vantnod's migration path is intentionally small: decision data first, responsibility model second, daily work only after the trail is clean.

01Import the latest fiscal period and open invoices into a test workspace.
02Review chart of accounts, VAT treatment, banks, and roles.
03Run one month in parallel and move production only when the trail reconciles.

Feature comparison

Honest comparison. Merit Aktiva has years of accumulated depth. Vantnod wins where modern tools win.

Capability	Vantnod	Competitor
Real-time bank connection (PSD2)	Yes	Yes
AI-powered categorization	Yes	Limited
Proactive anomaly agent (Noa)	Yes	No
Cash flow forecast and scenarios	Yes	Add-on
KMD filing to EMTA Merit has direct EMTA integration	Summary PDF for accountant	Yes
Payroll Merit is more mature in payroll	Coming 2026	Yes
Multi-language (fi/sv/et/en)	Yes	et + en
Multiple companies in one view	Yes	Separate license
Transparent total pricing	Yes	No
Mobile app for receipts and approvals	Yes	Limited
Accountant view (Codex)	Yes	Yes
Modern API with open integrations	Yes	Limited

Where Vantnod is stronger

Choose Vantnod if…

You run an OÜ yourself and want the thing that puts decisions in front of you
You're an e-Resident and want an English UI alongside Estonian
You don't want to click between modules, you want one view
You plan to expand to Finland or Sweden and want the same tool
You value modern AI that does the prep

Where the incumbent may be stronger

Stay with Merit Aktiva if…

Your accountant loves Merit and has it set up
You have extensive payroll and need Estonia's most mature tool for it
You use specific Merit modules (inventory, manufacturing) without an equivalent
You need direct EMTA filing from the tool itself today

FAQ

Frequently asked questions

Vantnod · Merit Aktiva

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One place to decide

Receipts to VAT

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